Money Hacks Carnival

Thanks to Financial Highway for hosting the Money Hacks Carnival. My article on ShopDiscover was among the many great articles in the carnival. Please go take a look at this carnival if you get the chance.

More Cashback with ShopDiscover

For those of you decrying the death of the 5% cashback cards, you may have discovered by now - no pun intended - that Discover Card offers 5% cashback through different categories throughout the year. For example, in March of this year, I purchased plane tickets for $765.40, and I received 5% cashback ($38.28) because travel was one of the qualifying categories from January through March.

Now what some of you may not know is that Discover Card also has a program called ShopDiscover, which gives you additional cashback in much the same way as the other cashback programs. However, as my favorite cashback comparison website shows you, ShopDiscover can offer higher rates than some of the other sites. For example, I recently made a purchase at Land's End, and the 10% cashback offered by ShopDiscover far out-cashbacked (yes, I realize that's not a real word) the competition, as you can see here. I also recently bought my girlfriend a gift at Ann Taylor Loft, and got 5% cashback offered by ShopDiscover, which again out-cashbacked the competition. While it may not offer the highest rewards for every merchant, it does for some, and this makes ShopDiscover worthwhile to check out if you are shopping online.

Of course all this depends on you having a Discover Card, so if you don't have one yet, you should apply now! You can get $50 cashback bonus when signing up now.

Note: This post represents entry in the ShopDiscover blog promotion with a chance to win a Discover Gift Card. However, I personally do use this card on many occasions throughout the year due to the ShopDiscover and Cashback Bonus, so I whole-heartedly can attest to its benefits.